If there was one thing about Health Savings Accounts that we could change it would be the fact the restrictions. HSAs are good for everyone and as John C. Goodman says in this article “Ideally, people should be able to combine a health savings account with any plan, regardless of any deductible or co-payments.”
John C. Goodman, known as “the father of health savings accounts” for having helped to create the HSA, has been meeting with government and business leaders this year to support the adoption of what he calls “Universal Health Savings Accounts.”
This type of consumer-driven health plan would replace all other such plans, such as Flexible Spending Accounts, Health Savings Accounts and Health Reimbursement Arrangements, he said.
“The motivation is the same — to give the consumer more control and replace all such consumer driven health plans with just a single account: the Universal Health Savings Account,” said Goodman, who is president and CEO of the National Center for Policy Analysis.
Tags: consumer driven health care, universal health savings account
